Code to block first bank atm card
In the ever-evolving world of finance and technology, the introduction of Automated Teller Machine (ATM) cards has revolutionized the way people access their funds and perform financial transactions. Among the pioneers in the banking sector in Nigeria, First Bank has been at the forefront of providing cutting-edge ATM cards to its customers. In this article, we will explore the significance of First Bank Nigeria ATM cards, their functionalities, and the benefits they offer to account holders.
What is an ATM Card?
An ATM card, short for Automated Teller Machine card, is a plastic payment card issued by a financial institution to its customers. It allows users to access their bank accounts through ATMs, enabling them to withdraw cash, check account balances, transfer funds, and perform various other banking activities. ATM cards have become an indispensable tool for modern banking, providing account holders with unprecedented convenience and accessibility.
The Importance of First Bank Nigeria ATM Cards
First Bank Nigeria has been a pioneer in the banking industry and a trusted financial partner for millions of customers. The introduction of First Bank Nigeria ATM cards has significantly contributed to enhancing the banking experience for their account holders. The importance of these cards can be understood through the following aspects:
Enhanced Convenience: First Bank Nigeria ATM cards offer a secure and convenient way for customers to manage their finances. Whether at home or traveling, customers can access their accounts 24/7, reducing the need to visit a physical branch.
Extensive ATM Network: First Bank has established an extensive network of ATMs across the country, making it easier for customers to find a nearby ATM for their banking needs.
Cashless Transactions: The ATM card enables cashless transactions, reducing the reliance on carrying large sums of cash, thereby enhancing safety and security.
Online and POS Transactions: First Bank Nigeria ATM cards can be used for online shopping and Point of Sale (POS) transactions, making it a versatile payment tool for various retail purposes.
The Need for Automated Services
The introduction of First Bank Nigeria ATM cards is a testament to the growing need for automated services in the banking sector. In today’s fast-paced world, customers expect instant access to their funds and quick financial services. ATM cards cater to these demands, allowing users to perform transactions swiftly without the need for manual intervention. The 24/7 availability of ATMs ensures that customers are not restricted by banking hours and can manage their finances at their convenience.
Card Design and Features of First Bank ATM Card
First Bank Nigeria takes pride in providing its customers with feature-rich ATM cards. Some of the key design elements and features include:
Card Security: First Bank ATM cards incorporate advanced security features such as EMV chip technology, PIN authentication, and two-factor authentication for online transactions. These measures ensure enhanced protection against fraud and unauthorized access.
Card Variants: First Bank offers various ATM card variants, including Mastercard and Visa, each tailored to cater to different customer needs and preferences.
Contactless Payments: Some variants of First Bank ATM cards support contactless payments, enabling users to make quick and secure transactions by simply tapping the card on a compatible terminal.
International Acceptance: First Bank ATM cards are widely accepted internationally, allowing customers to use their cards in foreign countries, making travel more convenient.
Introduction of Magnetic Stripe Technology
First Bank Nigeria made a significant breakthrough with the adoption of Magnetic Stripe Technology for its ATM cards. This technology, first introduced in the 1970s, enables customers to store their account information magnetically on the back of the card. The magnetic stripe is composed of tiny iron-based particles that can be read by ATM machines and point-of-sale (POS) devices. When the card is swiped or inserted, the information is quickly accessed, allowing for seamless and secure transactions.
The implementation of Magnetic Stripe Technology has vastly improved the efficiency of ATM card usage. It has facilitated instant access to funds, reduced the need for physical cash, and made transactions more convenient for customers. Additionally, the integration of this technology has enabled First Bank Nigeria ATM cards to be used not only domestically but also internationally, making them a valuable tool for travelers.
Enhanced Security Features
First Bank Nigeria has continually prioritized the safety and security of its customers’ financial transactions. As a result, their ATM cards are equipped with cutting-edge security features that protect against fraud and unauthorized access.
a. Personal Identification Number (PIN): Each First Bank Nigeria ATM card is linked to a unique Personal Identification Number (PIN), known only to the cardholder. This four to six-digit code acts as a secure authentication method for ATM and POS transactions, significantly reducing the risk of unauthorized use.
b. EMV Chip Technology: In addition to the magnetic stripe, First Bank Nigeria has integrated EMV (Europay, Mastercard, and Visa) chip technology into its ATM cards. The EMV chip generates a unique transaction code for every transaction, making it nearly impossible for hackers to replicate the card’s information for fraudulent purposes. This technology has proven to be highly effective in reducing card-present fraud.
c. SMS Transaction Notifications: First Bank Nigeria also offers SMS notifications to cardholders for every transaction made using their ATM card. This instant alert system ensures that customers are immediately notified of any suspicious activity, allowing them to take quick action in case of unauthorized transactions.
d. Card Blocking and Replacement: In the event of a lost or stolen ATM card, First Bank Nigeria provides customers with the option to block the card immediately via internet banking, mobile apps, or customer service. The bank also offers a prompt replacement service, ensuring minimal inconvenience to the cardholder.
Advantages of using First Bank ATM card
a. Convenience and Accessibility: First Bank Nigeria ATM cards provide customers with 24/7 access to their funds. Cardholders can perform various transactions, including cash withdrawals, balance inquiries, fund transfers, and bill payments, at any First Bank Nigeria ATM or other compatible ATMs worldwide.
b. Global Acceptance: The integration of both Magnetic Stripe Technology and EMV chip technology in First Bank Nigeria ATM cards has made them widely accepted at millions of merchants and ATMs globally. This feature is especially beneficial for travelers, eliminating the need to carry large amounts of foreign currency.
c. Cashless Transactions: First Bank Nigeria ATM cards have contributed significantly to the promotion of a cashless economy. With the ease of electronic transactions, customers are encouraged to embrace digital payment methods, enhancing efficiency and reducing the risks associated with carrying cash.
d. Loyalty Programs and Discounts: First Bank Nigeria often offers special discounts, rewards, and loyalty programs to its ATM cardholders. These perks encourage customers to use their ATM cards for various transactions, further enhancing their banking experience.
Code to block first bank atm card?
You can block your First Bank ATM card by following these steps:
Dial 07080625000, 014485500, or 0700-FIRSTCONTACT.
Select your preferred language.
Enter your First Bank account number.
Press 2 to block your ATM card.
Enter your 5-digit PIN.
Confirm that you want to block your ATM card.
Your ATM card will be blocked immediately.
If you do not have access to a phone, you can block your ATM card by sending an SMS to 30012. The message should contain the word BLOCK.
You can also block your ATM card through the FirstBank mobile app. To do this, open the app and sign in to your account. Then, go to the Cards section and select the ATM card you want to block. Tap on the Block Card button and confirm your action.
Once you have blocked your ATM card, you will not be able to use it to make ATM withdrawals, transfers, or payments. You will need to contact First Bank to request a new ATM card.
Frequently asked Questions about First bank Nigeria ATM card.
Q: How can I apply for a First Bank Nigeria ATM card?
A: To apply for a First Bank Nigeria ATM card, visit your nearest First Bank branch and fill out an application form. You will need to provide some personal identification documents and meet the bank’s eligibility criteria.
Q: What types of ATM cards does First Bank Nigeria offer?
A: First Bank Nigeria offers various types of ATM cards, including Classic Visa, Gold Mastercard, Platinum Mastercard, and more. Each card comes with different features and benefits.
Q: How long does it take to get a new First Bank Nigeria ATM card after applying?
A: The processing time for a new ATM card may vary, but it typically takes a few business days for the bank to process your application and issue a new card.
Q: How do I activate my First Bank Nigeria ATM card?
A: You can activate your new ATM card by performing your first transaction at any First Bank Nigeria ATM or making a purchase at a point-of-sale (POS) terminal. Follow the instructions provided with your card.
Q: Can I use my First Bank Nigeria ATM card abroad?
A: Yes, depending on the type of ATM card you have (e.g., Visa or Mastercard), you can use your First Bank Nigeria ATM card for transactions abroad. However, make sure to inform the bank about your travel plans to avoid any potential issues.
Q: Is there a daily withdrawal limit on First Bank Nigeria ATM cards?
A: Yes, First Bank Nigeria imposes daily withdrawal limits on ATM cards. The specific limit may vary depending on the type of card and your account type. You can contact the bank or check their website for the most current information on withdrawal limits.
Q: What should I do if my First Bank Nigeria ATM card is lost or stolen?
A: If your ATM card is lost or stolen, contact First Bank Nigeria’s customer service immediately to report the incident and request a card block. You may also visit the nearest branch to report the loss and apply for a new card.
Q: Can I change my ATM card PIN?
A: Yes, you can change your ATM card PIN at any First Bank Nigeria ATM. Look for the option to change your PIN in the menu, and follow the instructions provided on the screen.
